The quiet confidence of knowing exactly where you stand
There's a specific kind of calm that comes from knowing who owes you and who you owe. A few thoughts on why that clarity feels so good.
Blog
Notes on lending, borrowing and keeping money friendly.
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July 2026
Borrowing from a friend or putting it on a card?
When you're short on cash, a friend and a credit card can both feel like options. This is about the emotional side of that choice, not the math.
What happens to a friendship when a loan goes bad
A loan to a close friend went sideways, and the money turned out to be the smaller problem. Some thoughts on repairing things, or letting go.
Vacation rentals and the deposit one person always covers
Group rentals usually start with one friend's credit card. A few honest thoughts on getting that person paid back without the awkwardness.
June 2026
The halfway point: a midyear money check-in
Late June is a nice moment to revisit your money goals and tie up loose ends, including who you owe and who owes you.
How to feel less anxious about money you're owed
Being owed money can take up a weird amount of headspace. Some gentle ways to get clear on the details and then let it rest.
Is it ever okay to forgive a debt between friends?
Sometimes letting a friend's debt go is the kindest choice, and sometimes it isn't. Some thoughts on when to let it go and how to actually say so.
Father's Day and the dad who never let you pay him back
A Father's Day reflection on a dad who covered everything, how hard that kind of help is to accept, and the other ways we end up paying it back.
Lending money to a partner before you share finances
Loans between partners who don't share finances yet can get complicated. Some honest thoughts on talking about it early and keeping it kind.
Summer road trips and the question of who paid for gas
Gas and snacks add up fast on a road trip. A low-key way to keep things even as you go, so nobody's digging through receipts at the end.